Position Overview:As the Payment Risk Management Associate, you will handle TW merchant due diligence and “Know-Your-Customer/Business” process, conduct credit risk and AML risk assessment of new merchant applications, consistently monitor/evaluate risks of existing merchants .【What You Will Be Doing】- Handle TW merchant due diligence and “Know-Your-Customer/Business” process.- Conduct credit risk and AML risk assessment of new merchant applications- Support periodic review of merchants profile- Support other risk tasks when require- Support Product Optimization to improve all above workflow- Support Policy/Process management for all above tasks【Who We Are Looking For】- University graduate, Degree in Finance or Risk Management is preferred- 1-2 years working experience in Finance industry is preferred- Possess good understanding of KYC requirement and Compliance Risk- Basic understanding of merchants’ fraud and credit risk- Proficient in both English and Chinese- Passionate in developing career in Ecommerce business- Able to work independently with innovative ideas- Strong communication skill, who can well manage the relationship with business partners
本職位主要負責台灣商戶的盡職調查及 KYC(了解你的客戶/商戶)流程,包含新進商戶申請之信用風險與洗錢防制(AML)風險評估,並持續監控與評估既有商戶之風險狀況,確保整體營運符合公司內部控管標準及相關法規規範。
- 負責台灣商家的盡職調查及 KYC 流程- 審查商家申請,進行信用風險與反洗錢(AML)風險評估- 定期審核並更新現有商家的資料與風險等級- 協助其他與風險控管相關的日常任務- 參與產品與流程優化專案,提升風險管理作業效率- 支援內部政策與作業流程的制定與落實,強化風險控制能力【Who we are looking for】- 大學以上學歷,主修金融、法律、風險管理或相關科系者尤佳- 具備 1~2 年金融機構、支付業或相關風控/合規工作經驗者優先- 熟悉 KYC、AML、商戶信用風險等基本概念與流程- 對第三方支付風險管理有基本認識- 中英文溝通能力良好,能閱讀與撰寫相關報告與文件- 做事積極主動、細心負責,能獨立作業並主動提出建議- 良好的跨部門溝通與協作能力,能與業務或產品團隊有效配合
2 years of experience required
No management responsibility