• Responsible for all aspects of the day-to-day oversight and management of high-originating fintech program including direct communication with Partner and proactively resolving issues. • Manage the Strategic Partner’s credit program including initial and ongoing review and approval of credit policies, scorecards, account management strategy, and the overall underwriting process. • Implement Product rules and configuration in the Bank’s API per partner credit policy including technical and exceptions review. • Support Bank management during regulatory exams or internal audits. • Lead Bank wide cross functional collaboration with Compliance, Risk, and IT for Strategic Partner. • Certified Cryptocurrency Investigator by Blockchain Intelligence Group.

• Expanded the reach of community lending program through strategic efforts to engage top-tier referral partners and build symbiotic relationships increasing referrals by 20%. • Created and delivered high-impact technical assistance training in the form of workshops, seminars, and written collateral. • Originated quality leads and performed critical analysis of business loan applications that met credit, mission, and grant funding criteria resulting in over $1.4MM in closed loans.

• Launched and managed VEDC’s National African American Small Business Loan Fund (NAASBLF) – a $30 million loan fund - including overseeing lending activity across all markets (Tri-State, L.A. and Chicago), managing relationships with partner organizations, and supporting the lending team to move applications to completion. Efforts resulted in an active pipeline of 29 approved loans and 19 funded loans totaling $2,900,000 and $1,400,000 respectively. • Developed the framework for NAASBLF’s comprehensive pre-loan Technical Assistance program and negotiated the contracts with outside consultants for service delivery. • Led the expansion of VEDC’s National African American Small Business Loan Fund to Baltimore, Maryland. Drafted memo to VEDC Board for approval of expansion and cultivated relationships with stakeholders in Baltimore to secure referrals to the program. Efforts resulted in 6 referrals totaling approximately $500,000 in potential loan dollars in less than one month. • Administered the Goldman Sachs 10,000 Small Business Scholars pipeline. Conduct in-take, pre-screening and loan packaging for all program applicants from the National and Miami cohorts. Maintained and shared monthly Scholars reports for internal and Goldman Sachs stakeholders to ensure compliance. • Assisted the Vice President of National Strategic Initiatives in drafting and securing an agreement with a venture capital firm to launch the Micro-Equity fund – a $1,000,000 fund aimed at providing equity capital to minority-owned businesses.

• Managed a portfolio of over 85 applicants for the NYC Hurricane Sandy Business Loan and Grant Program. Responsible for originating, underwriting and closing funding awards for affected businesses in the New York City area. • Developed and led a technical assistance program for borrowers of Excelsior Growth Fund’s signature SmartLoan product – an online based lending tool for small businesses in New York State. • Continuously reviewed and revised financial analyses to certify adherence to policies set forth by the City, State and Federal government for the disbursement of Community Block Development Grant funds for businesses impacted by Hurricane Sandy. • Analyzed income statements, balance sheets, and cash flow projections as part of a global financial evaluation of credit worthiness to determine the degree of risk involved and ensure compliance with SBA 7(A) guidelines for loans with NYBDC. • Responsible for referral intake, portfolio and relationship management for The Bronx Opportunity Fund – a $10 million fund that offers small dollar loans to businesses in the Bronx. This includes data management and preliminary financial analysis for all referrals and active borrowers. • Developed LMI eligibility procedural guide and oversee company-wide implementation to ensure compliance with State and Federal regulations.

• Redesigned internal financing service process and strengthened relationships with community development financial institutions in NYC, increasing loan and line of credit application submittal/approval rate by 32%. • Engaged in strategic planning focus group designed to strengthen the NYC Business Solutions program, define 2013 system-wide goals, and streamline performance measurement tools. • Managed and expanded finance monitoring program for loan recipients with Neighborhood Trust Federal Credit Union and other alternative lending partners resulting in a 15% increase in financing referrals. • Served as expert panelist in local and national conferences on small business and immigrant entrepreneurship.

• Demonstrated ability to deliver high-quality classroom based training to a diverse audience of entrepreneurs on the following topics: business financial management, business planning basics, and understanding and improving your credit earning 100% positive ratings in client feedback surveys • Supported program growth and increased brand awareness with a 125% increase in attendance and 20% increase in course demand

• Provided over 2,000 hours of direct small business consulting; specializing in new revenue streams, operations, business structure and marketing • Developed and analyzed financial documents for over 140 small businesses with a focus on SBA 7A and microloans that resulted in securing approximately $2 million in financing • Created curricula and facilitated bilingual seminars to over 200 clients improving entrepreneurial success • Cultivated innovative and impactful programmatic relationships with local community based organizations, resource providers, and financial institutions to implement special sector and neighborhood initiatives

• Orchestrated all center-operation logistics and acted as front-line representative for new business acquisition, coordinating over 40 in-person, phone, and on-line inquiries daily • Assessed potential of small business clients to successfully open shop; matched appropriate services and resources for clients at each stage of business launch process, and provided one-on-one consulting in permits and licensing, and legal structures to over 25 clients per month

• Supported the Executive Director in Council’s development strategy and legislative communications resulting in a $450,000 allocation in the State Budget for Council programs

• Developed curriculum for summer inner city educational youth series focusing on education, health, career and work ethics for minority young adults ranging in ages 14-21 • Researched and created all collateral materials used to develop the workshop series • Collaborated with colleagues in facilitating daily workshops

• Managed financial and data operations for all income events totaling over $2 million in contributions